It is now clear that Republicans cannot unilaterally tackle Obamcare.
But, I will suggest, it is also clear that both Republicans and Democrats can't even begin to have conversations about fixing the health law until they can agree on broader principles.
See my op-ed at CNBC.com.
A Health Care Reform Blog––Bob Laszewski's review of the latest developments in federal health policy, health care reform, and marketplace activities in the health care financing business.
Showing posts with label Republican Plan to Replace Obamacare. Show all posts
Showing posts with label Republican Plan to Replace Obamacare. Show all posts
Tuesday, September 12, 2017
Wednesday, August 23, 2017
How Democrats and Republicans on the Senate Health Committee Could Agree to Shore Up the Obamacare Markets
When Congress returns in September, Senate health committee chairman Lamar Alexander (R-TN) and ranking member Patty Murray (D-WA) will attempt to find a way to at least temporarily shore up the Obamacare individual health insurance markets.
First, they will try to guarantee the low-income cost sharing reduction (CSR) subsidies for at least a year in order to give participating insurers the confidence to charge rates that will often be 15% to 20% lower than they would otherwise have been. A good step that Democrats will have no trouble supporting.
But for there to be any chance that Republicans would support a stabilization bill, they will also have to get some concessions. The most likely concession to draw Republicans onside would be one that granted the marketplace more flexibility and a resulting better risk pool so that health plans could come up with better prices.
Opponents of this flexibility will argue that there is no free lunch. Plans with fewer benefits will cost less because they offer less.
Actually, not quite.
First, they will try to guarantee the low-income cost sharing reduction (CSR) subsidies for at least a year in order to give participating insurers the confidence to charge rates that will often be 15% to 20% lower than they would otherwise have been. A good step that Democrats will have no trouble supporting.
But for there to be any chance that Republicans would support a stabilization bill, they will also have to get some concessions. The most likely concession to draw Republicans onside would be one that granted the marketplace more flexibility and a resulting better risk pool so that health plans could come up with better prices.
Opponents of this flexibility will argue that there is no free lunch. Plans with fewer benefits will cost less because they offer less.
Actually, not quite.
Friday, August 18, 2017
Monday, March 13, 2017
Let’s Not Let the Republicans Make the Obamacare Replacement Debate About the Congressional Budget Office—Fewer People Will Be Covered and Many Will See Big Cost Increases
If you carve a huge chunk of revenue out of Obamacare and shift more subsidies to the middle class it should not be a surprise that the lower income folks will pay the price
The Congressional Budget Office (CBO) has estimated that 14 million of people would lose coverage in 2018, 21 million in 2020, and 24 million in 2026 if the House Republican plan is allowed to significantly amend the Affordable Health Care Act (Obamacare).
In my last post, I called the House Republican bill "mind boggling" for the negative impact I believe it would have on the number of those uninsured and the viability of the individual insurance market. Guess the CBO agrees with me.
The CBO's report came after the Brookings Institute estimated
15 million people would lose Medicaid and individual health insurance coverage
at the end of ten years under the Republican plan. The arguably more business
oriented S&P Global estimated between 6 million and 10 million people would
lose coverage between 2020 and 2024.
Republicans are jumping on the CBO estimate reminding us
that the CBO’s Obamacare projections haven’t been perfect in the past.
This is not the issue.
What Republicans are proposing, and how those proposals will
impact how many people have insurance in this country, is the issue.
Tuesday, January 17, 2017
"Repeal and Replace" Obamacare: How Will All of This Sort Itself Out?
Will the Republicans Follow Through on Their Promise to Repeal Obamacare?
Yes.
You have probably been reading press stories that bring into question whether or not Republicans will actually keep their campaign promise to "repeal" the Affordable Care Act (ACA). In fact, there is much discussion going on among Congressional Republicans about repealing key funding elements of the ACA as part of a budget process prior to having a replacement ready to pass the Congress.
But, they will defund the core elements of Obamacare sooner rather than later on their way to replacement. They have to. Repealing Obamacare as a first priority was a core campaign promise. If Congressional Republicans and President Trump fail to do this they will suffer a precipitous drop in credibility with their base.
Do Republicans Have a Replacement Plan?
Yes.
You have probably been reading press stories that bring into question whether or not Republicans will actually keep their campaign promise to "repeal" the Affordable Care Act (ACA). In fact, there is much discussion going on among Congressional Republicans about repealing key funding elements of the ACA as part of a budget process prior to having a replacement ready to pass the Congress.
But, they will defund the core elements of Obamacare sooner rather than later on their way to replacement. They have to. Repealing Obamacare as a first priority was a core campaign promise. If Congressional Republicans and President Trump fail to do this they will suffer a precipitous drop in credibility with their base.
Do Republicans Have a Replacement Plan?
Thursday, December 1, 2016
"Republicans Are Being Awfullly Naive" About the Transition Period in "Repeal and Replace"
"To have an orderly ["Repeal and Replace"] transition, I think Republicans need to reimplement the risk corridors by February or March. That is the only chance they have. I don't think there is a single Republican member of Congress who has thought about this. I am reading all of these quotes and they're completely blind to the fiasco on the individual market that they're about to create."
Read my complete interview with Sarah Kliff at Vox.
Read my complete interview with Sarah Kliff at Vox.
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